Reflections on my conversation with Nils Kreimeier, host of the Capital – The Business Podcast FIND THE PODCAST HERE On 5 February 2026, I had the pleasure of joining Capital – The Business Podcast to speak about one of the most pressing challenges of our time: the dramatic escalation of […]
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The article explores how autonomous AI agents, self-mutating malware, and new human–machine interfaces such as brain-computer interfaces (BCIs) are fundamentally shifting attack surfaces, threat actors, and governance requirements. It is written for decision-makers who must prepare today for security realities that will define tomorrow.
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2026 and Beyond – Data, Power and Judgment – Why Trusted Data and Better Decisions Will Define the Next Decade. This essay argues that the coming decade will not be won by the most spectacular models, but by those who master data, governance and fact-based decisioning.
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by Jochen Werne 1. Introduction – The Global Rise of Experian Automotive Around the Experian world, Experian Automotive has become synonymous with data excellence, predictive intelligence, and ecosystem-scale innovation. The transformation from a specialized automotive data provider into one of the most influential players in global mobility analytics is rooted […]
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Debtor Atlas Germany 2025 It is with genuine satisfaction to announce the collaboration between Creditreform and Experian. Together, we are stepping into a new generation of data- and analytics-driven insights around household over-indebtedness in Germany: the Debtor Atlas Germany 2025. Why this partnership matters At the outset, let me reiterate: […]
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By Jochen Werne – Skipper and Expedition Leader, Global Offshore Sailing Team Introduction: When the Horizon Demands Leadership In leadership, as in sailing, the horizon is never static. It shifts, expands, and at times threatens. Some horizons inspire us with opportunity; others loom with storms. The Arctic Horizon Expedition 2025 […]
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By Jochen Werne Introduction “The future belongs to those who can turn data into responsibility.” This thought has accompanied me throughout my professional journey at the intersection of technology, regulation, and innovation. Today, the transformative role of machine learning (ML) in risk management is no longer a prediction; it is […]
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By Jochen Werne 1. Opening Reflection There are milestones in the life of an organization that symbolize far more than numbers or rankings. They represent the culmination of years of vision, persistence, teamwork, and the courage to innovate. For Experian, the news that we secured 6th place in the IDC […]
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23. Juli 2025: Es war eine große Freude heute lesen zu dürfen, dass Experian Assistant, unser KI-basierter virtueller Assistent, mit dem 2025 Globee® Award for Technology in der Kategorie Enterprise Artificial Intelligence Solutions ausgezeichnet wurde. Diese Auszeichnung würdigt „Personen, Produkte und Organisationen, die die Technologielandschaft voranbringen, reale Probleme lösen und […]
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By Jochen Werne, Photos: Wirtschaftsrat, Experian On June 26, 2025, I had the distinct privilege of participating in the Financial Market Symposium (Finanzmarktklausur), expertly organised by the Wirtschaftsrat in Frankfurt. This prestigious gathering, greatly moderated by Corinna Egerer, brought together key stakeholders from politics, banking, finance, and technology to deliberate […]
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