By Jochen Werne Few events in the German economic calendar are as influential and forward-looking as the Wirtschaftstag, and the 2025 edition once again lived up to its reputation. Held in Berlin, this year’s gathering brought together key figures from politics and industry to address one fundamental question: What has […]
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By Jochen Werne There are moments in life that define not only a mission’s outcome but the very essence of what makes great teams extraordinary. I’ve been privileged to lead teams both in the boardroom and on the open ocean—under blue skies and in the unforgiving embrace of storm and […]
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I am delighted and proud to be part – as many other great colleagues – in the achievement of a significant milestone in our company’s journey: the acquisition of Boniversum, a subsidiary of Creditreform, and the strengthening of our strategic partnership with Creditreform. This collaboration not only enhances our presence […]
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As digital transactions continue to grow, so do the tactics of cybercriminals. In my latest article “Fraud Trends 2025: Viral Crimes and Crypto Fraud” on ITwelt, we explore the evolving fraud landscape and highlight key trends that will shape 2025.
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This hot-off-the-press article from IT Finanzmagazin perfectly encapsulates the state of today’s fraud landscape. The rapid evolution of generative AI (GenAI) is transforming fraud at an unprecedented pace, introducing new threats that challenge businesses across industries. Experian’s latest Forrester Study highlights how 76% of German fraud prevention leaders believe that GenAI has permanently changed the fraud landscape. Fraud tactics have become increasingly sophisticated, leading to an alarming rise in API fraud, money laundering, and bot attacks – trends that demand urgent action. As CEO of Experian DACH, I firmly believe that traditional rule-based systems are no longer sufficient to counter these evolving threats. The battle between businesses and fraudsters is now driven by AI, and only companies leveraging advanced AI-powered analytics will stay ahead. Continuous innovation, collaboration, and AI-driven fraud detection are now imperative to protect financial and personal data in our increasingly digital world.
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Data literacy encompasses the data skills that are important for all people in a world shaped by digitalisation. It is an indispensable part of general education. With the Data Literacy Charter, the signatories express the common understanding of data literacy in the sense of comprehensive data literacy and its importance in educational processes. This understanding is in line with the Federal Government’s data strategy and with the Berlin Declaration on the Digital Society.
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The number of cyber attacks on businesses, governments and individuals is increasing worldwide. The human being in his cultural environment is an important element. Different cultures seem to be associated with different susceptibilities. In its annual management report „The Situation of IT Security in Germany“, the Federal Office for Information Security records a threatening scenario: The number of cyber attacks on the federal government, German industry and private individuals is increasing at an alarming rate. Germany, in particular, is being massively targeted by criminal hackers.
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In 1971, the BBC aired a series about James Onedin, a ship captain who navigated the turbulent waters of industrialization and the transition from sailing to steamships. Set in Victorian England in the late 19th century, the series illustrates the complexities of a shifting market, with new technologies and skill sets, rising conflicts between entrepreneurs and managers, and strategic changes amid shrinking margins—challenges that faced those determined to keep their traditional sailing ships afloat. The captain’s role was to deliver his ship, crew, and cargo safely and efficiently to the destination. But what happens when the ship can’t compete, and rivals dominate the seas with new, innovative vessels? What if the shipowner lacks the resources or trust to adopt new technologies? And what of the crew—do they have the skills needed to operate the new ships? This scenario is familiar to many business leaders across industries. Companies today are confronting a rapidly evolving market landscape where traditional business models are often strained by rising operational costs, increased competition, and rapidly changing customer expectations. In this environment, businesses must constantly adapt to remain competitive.
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Author: Angelika Breinich-Schilly Published on 11 January 2023 at Springer Professional – Follow this LINK to original text in German. Translation created with deepL.com Experts quoted in the article: Stefan Behringer, Leef H. Dierks, Florian Follert, Jochen Werne, Dr. Johannes Winter, Joachim Wurmeling What distinguishes so-called stablecoins from cryptocurrencies like […]
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After my first week as CEO for Experian in the DACH region (Germany, Austria, and Switzerland), I find myself profoundly thankful for the warm welcome and the many highly inspiring encounters with some of the best data and technology professionals on our planet. Experian is not only a data insights industry titan, one that operates in 32 countries, employs over 20,000 outstanding personalities worldwide but would also rank with its more than USD 30 billion market capitalisation compared to Germany’s leading stock index as the 19th largest DAX company in Germany. Experian serves as a global leader millions of consumers and businesses, leveraging data to make a transformative difference in people’s lives.
Yet, with tremendous reach and influence comes immense responsibility.
Reflections
Just as the Age of Enlightenment in the 18th century reshaped society through the dissemination of knowledge, we find ourselves at the precipice of a new era, one marked by the power and potential of data. The 21st century, in my view, must herald a fresh Age of Enlightenment, one underpinned by data literacy.
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