By Jochen Werne Introduction “The future belongs to those who can turn data into responsibility.” This thought has accompanied me throughout my professional journey at the intersection of technology, regulation, and innovation. Today, the transformative role of machine learning (ML) in risk management is no longer a prediction; it is […]
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By Jochen Werne 1. Opening Reflection There are milestones in the life of an organization that symbolize far more than numbers or rankings. They represent the culmination of years of vision, persistence, teamwork, and the courage to innovate. For Experian, the news that we secured 6th place in the IDC […]
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23. Juli 2025: Es war eine große Freude heute lesen zu dürfen, dass Experian Assistant, unser KI-basierter virtueller Assistent, mit dem 2025 Globee® Award for Technology in der Kategorie Enterprise Artificial Intelligence Solutions ausgezeichnet wurde. Diese Auszeichnung würdigt „Personen, Produkte und Organisationen, die die Technologielandschaft voranbringen, reale Probleme lösen und […]
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By Jochen Werne, Photos: Wirtschaftsrat, Experian On June 26, 2025, I had the distinct privilege of participating in the Financial Market Symposium (Finanzmarktklausur), expertly organised by the Wirtschaftsrat in Frankfurt. This prestigious gathering, greatly moderated by Corinna Egerer, brought together key stakeholders from politics, banking, finance, and technology to deliberate […]
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I’m pleased to share that IT Finanzmagazin has published a timely and thought-provoking piece entitled “Betrugsabwehr auf dem Prüfstand: Warum False Positives teurer sind als echter Betrug” (“Fraud Prevention Under Scrutiny: Why False Positives Are More Costly Than Real Fraud” – authored by Jochen Werne, CEO of Experian DACH) As highlighted […]
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Author: Angelika Breinich-Schilly Published on 11 January 2023 at Springer Professional – Follow this LINK to original text in German. Translation created with deepL.com Experts quoted in the article: Stefan Behringer, Leef H. Dierks, Florian Follert, Jochen Werne, Dr. Johannes Winter, Joachim Wurmeling What distinguishes so-called stablecoins from cryptocurrencies like […]
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Data is indeed akin to water. Left unchecked or misused, it can wreak havoc. But when used right, when structured, analyzed, and enriched, it becomes invaluable. This is the essence of using „Data for Good“ – transforming the ubiquitous into the indispensable, guiding decision-makers toward better, more informed choices.
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Europe and the world at large stand at a crossroads, our collective readiness—both in thought and action—will indelibly shape the course of the future. By internalizing lessons from yesteryears and harnessing the tools and knowledge of today, Europe has the potential to lead and inspire, forging a path of stability, prosperity, and holistic progress for all of humanity.
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The rise of AI and ML in fraud prevention can lead to a new era of digital trust and compliance Author: Jochen Werne / 26.12.2023 In an era marked by rapidly advancing technology and increasing global interconnectivity, the fight against online fraud has become a paramount concern for financial institutions, […]
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Original published in German by IT Finanzmagazin – find here. Translation provided by DeepL.com. Photos provided by Pixabay, Experian, Jochen Werne. Collage design by Canva STRATEGY 23 January 2024 EBA deadline of 30 June: data quality will be decisive in the assessment of credit risks Financial institutions are facing a […]
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