Das Buch stellt den digitalen Transformationsprozess in der Finanzbranche vor und beschreibt verschiedene digitale Dienstleistungen und Business Cases. Etablierte Anbieter erörtern ihre digitale Strategie, arrivierte Fintechs schildern ihre Geschäftsmodelle und neue Start-ups präsentieren ihre innovativen Produkte und Dienstleistungen. Das Buch gibt somit einen profunden Überblick über den Status quo sowie über den weiteren Fortschritt der Digitalisierung in der Finanzindustrie.
Successful ransomware attacks and thefts of data and passwords have unequivocally demonstrated that technical defensive measures are to be considered as merely basic moves in the protection against cyberattacks, and that security concepts, if to be effective, must take ever greater account of the human factor. Several examples prove that attack vectors which belong to the area of ‘social engineering’ are menacingly successful. Employees of enterprises, especially SMEs, frequently underestimate their importance when assessing security risks and the defence against them. As a consequence of these findings, a company-wide risk management should respect cultural and psychological peculiarities. Another promising approach are AI-based concepts, both as a technical defence against cyberthreats and in respect of processes specific to the company, as well as culture-specific characteristics of its employees. Both approaches are based on understanding human behaviour in its sociocultural context. Within the scope of this paper, this cultural aspect of cyber security is examined with regard to whether certain cultures may be less predisposed to cyberthreats than others. This is analysed using the example of Germany and also considers the question whether more or less authoritarian company cultures play a role in this context. How can phenomena such as German angst and similar cultural peculiarities be adequately taken into account? The remarks are mainly targeted at an audience which is concerned with organisational and technical countermeasures again cyberthreats. They focus on the importance of incorporating findings from psychology and social sciences when designing and realising such measures.
It is a great pleasure giving a keynote at the WIWO Digital Suite 2020 and to discuss the topic „Back to the roots. How technological progress and artificial intelligence is influencing international affairs and business today.“ with Germany‘s leading CFO‘s.
It‘s a great privilege commanding the flag ship of Expedition „BLACK SEA DRAGON“ during this offshore challenge through the Black Sea and the Mediterranean Sea and hence crossing twice one of the planet’s most challenging waterways: the Bosphorus. While in Greek mythology Jason and his team of Argonauts challenged clashing rocks in the strait, the dedicated international sailors of the Global Offshore Sailing Team will be challenged by today‘s busy ships traffic, the famous powerful 4 to 6kn current and strong funnelling wind effects.”
It was a great pleasure discussing with Dr. Robin Kiera about human behaviour and technological progress in the insurance industry on perfectly organised EUROFORUM Deutschland GmbH conference in beautiful #Hamburg. Thanks Karin Hanten and the #EUROFORUM Team for the kind invitation.
Those who put the customer at the heart of their data strategy, will be those who come out on top. With the increasing focus on customer experience, engagement and targeting, how can we continue to commercialise data and drive revenue with the customer in mind? And if we take a step back, are we truly making a positive social impact with our data?
It was greatly stimulating discussing innovation and the impacts of modern technology on our business and society with international experts from South America, Europe and Asia at the 3rd Annual International Payment Summit, organised by the ICT.
WE live in one of the most fascinating times the planet has ever seen. A time when, due to enormous technological progress, we humans have the opportunity to improve the lives of so many in our society without sacrificing our own well-being.
TOGETHER we can create a better society. We should never forget that bringing people from different cultures and backgrounds together, discussing and reflecting on each other’s point of view already creates understanding and is the basis forward-thinking solutions. It’s also something that anyone of us can easily do. It is a path of peoples’ diplomacy. In times of great change, which automatically create uncertainty, it helps to provide participants in today’s discussions with historical and technological understanding and analogies in order to find better solutions for all possible consequences of new inventions on our society.
BALANCE. As a sailor with a strong passion for our oceans I have the firm conviction that the human race and nature must exist in balance. In order to maintain balance, it is important to be aware of possible imbalances. In order to generate the right attention, passionate scientists and passionate communicators are needed who address the general public with the important topics. With the support of the public and the possibilities of technology and diplomacy, people have repeatedly found creative solutions to the most difficult situations they have experienced in history.