by Jochen Werne 1. Introduction – The Global Rise of Experian Automotive Around the Experian world, Experian Automotive has become synonymous with data excellence, predictive intelligence, and ecosystem-scale innovation. The transformation from a specialized automotive data provider into one of the most influential players in global mobility analytics is rooted […]
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Expedition Arctic Horizon: Leadership Lessons from Sailing on the Edge of the North Atlantic
By Jochen Werne – Skipper and Expedition Leader, Global Offshore Sailing Team Introduction: When the Horizon Demands Leadership In leadership, as in sailing, the horizon is never static. It shifts, expands, and at times threatens. Some horizons inspire us with opportunity; others loom with storms. The Arctic Horizon Expedition 2025 […]
WeiterlesenFrom Data to Better Decisions: How Machine Learning is Redefining Risk Models
By Jochen Werne Introduction “The future belongs to those who can turn data into responsibility.” This thought has accompanied me throughout my professional journey at the intersection of technology, regulation, and innovation. Today, the transformative role of machine learning (ML) in risk management is no longer a prediction; it is […]
WeiterlesenBeyond Rankings: A Reflection on Experian’s Journey to IDC FinTech Top 6 and the Road Ahead
By Jochen Werne 1. Opening Reflection There are milestones in the life of an organization that symbolize far more than numbers or rankings. They represent the culmination of years of vision, persistence, teamwork, and the courage to innovate. For Experian, the news that we secured 6th place in the IDC […]
WeiterlesenHot off the press: Experian Assistant gewinnt GenAI Globee® Award 2025
23. Juli 2025: Es war eine große Freude heute lesen zu dürfen, dass Experian Assistant, unser KI-basierter virtueller Assistent, mit dem 2025 Globee® Award for Technology in der Kategorie Enterprise Artificial Intelligence Solutions ausgezeichnet wurde. Diese Auszeichnung würdigt „Personen, Produkte und Organisationen, die die Technologielandschaft voranbringen, reale Probleme lösen und […]
WeiterlesenUnique Opportunities and Challenges: Reflections on the Financial Market Symposium 2025
By Jochen Werne, Photos: Wirtschaftsrat, Experian On June 26, 2025, I had the distinct privilege of participating in the Financial Market Symposium (Finanzmarktklausur), expertly organised by the Wirtschaftsrat in Frankfurt. This prestigious gathering, greatly moderated by Corinna Egerer, brought together key stakeholders from politics, banking, finance, and technology to deliberate […]
WeiterlesenCloud-First & GenAI: Why Facts Matter More Than Ever
by Jochen Werne In our rapidly evolving digital landscape, it’s no longer sufficient for companies to merely adopt technology trends—they must strategically leverage them with measurable outcomes. The recent announcement by Experian on June 19, 2025, underscores precisely this point: accelerating our migration to AWS to leverage over 100 Generative […]
WeiterlesenA new era of accuracy in decisioning
I am delighted and proud to be part – as many other great colleagues – in the achievement of a significant milestone in our company’s journey: the acquisition of Boniversum, a subsidiary of Creditreform, and the strengthening of our strategic partnership with Creditreform. This collaboration not only enhances our presence […]
WeiterlesenHot off the press: GenAI Has Forever Changed the Fraud Landscape
This hot-off-the-press article from IT Finanzmagazin perfectly encapsulates the state of today’s fraud landscape. The rapid evolution of generative AI (GenAI) is transforming fraud at an unprecedented pace, introducing new threats that challenge businesses across industries. Experian’s latest Forrester Study highlights how 76% of German fraud prevention leaders believe that GenAI has permanently changed the fraud landscape. Fraud tactics have become increasingly sophisticated, leading to an alarming rise in API fraud, money laundering, and bot attacks – trends that demand urgent action. As CEO of Experian DACH, I firmly believe that traditional rule-based systems are no longer sufficient to counter these evolving threats. The battle between businesses and fraudsters is now driven by AI, and only companies leveraging advanced AI-powered analytics will stay ahead. Continuous innovation, collaboration, and AI-driven fraud detection are now imperative to protect financial and personal data in our increasingly digital world.
WeiterlesenThe Cultural Dimension of Cyber Threats
The number of cyber attacks on businesses, governments and individuals is increasing worldwide. The human being in his cultural environment is an important element. Different cultures seem to be associated with different susceptibilities. In its annual management report „The Situation of IT Security in Germany“, the Federal Office for Information Security records a threatening scenario: The number of cyber attacks on the federal government, German industry and private individuals is increasing at an alarming rate. Germany, in particular, is being massively targeted by criminal hackers.
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