by Jochen Werne 1. Introduction – The Global Rise of Experian Automotive Around the Experian world, Experian Automotive has become synonymous with data excellence, predictive intelligence, and ecosystem-scale innovation. The transformation from a specialized automotive data provider into one of the most influential players in global mobility analytics is rooted […]
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From Data to Better Decisions: How Machine Learning is Redefining Risk Models
By Jochen Werne Introduction “The future belongs to those who can turn data into responsibility.” This thought has accompanied me throughout my professional journey at the intersection of technology, regulation, and innovation. Today, the transformative role of machine learning (ML) in risk management is no longer a prediction; it is […]
WeiterlesenBeyond Rankings: A Reflection on Experian’s Journey to IDC FinTech Top 6 and the Road Ahead
By Jochen Werne 1. Opening Reflection There are milestones in the life of an organization that symbolize far more than numbers or rankings. They represent the culmination of years of vision, persistence, teamwork, and the courage to innovate. For Experian, the news that we secured 6th place in the IDC […]
WeiterlesenHot off the press: Experian Assistant gewinnt GenAI Globee® Award 2025
23. Juli 2025: Es war eine große Freude heute lesen zu dürfen, dass Experian Assistant, unser KI-basierter virtueller Assistent, mit dem 2025 Globee® Award for Technology in der Kategorie Enterprise Artificial Intelligence Solutions ausgezeichnet wurde. Diese Auszeichnung würdigt „Personen, Produkte und Organisationen, die die Technologielandschaft voranbringen, reale Probleme lösen und […]
WeiterlesenCloud-First & GenAI: Why Facts Matter More Than Ever
by Jochen Werne In our rapidly evolving digital landscape, it’s no longer sufficient for companies to merely adopt technology trends—they must strategically leverage them with measurable outcomes. The recent announcement by Experian on June 19, 2025, underscores precisely this point: accelerating our migration to AWS to leverage over 100 Generative […]
WeiterlesenHot Off the Press: Why False Positives in Fraud Prevention Cost More Than Actual Fraud
I’m pleased to share that IT Finanzmagazin has published a timely and thought-provoking piece entitled “Betrugsabwehr auf dem Prüfstand: Warum False Positives teurer sind als echter Betrug” (“Fraud Prevention Under Scrutiny: Why False Positives Are More Costly Than Real Fraud” – authored by Jochen Werne, CEO of Experian DACH) As highlighted […]
WeiterlesenThe power of unleashing the A-Team
By Jochen Werne There are moments in life that define not only a mission’s outcome but the very essence of what makes great teams extraordinary. I’ve been privileged to lead teams both in the boardroom and on the open ocean—under blue skies and in the unforgiving embrace of storm and […]
WeiterlesenA new era of accuracy in decisioning
I am delighted and proud to be part – as many other great colleagues – in the achievement of a significant milestone in our company’s journey: the acquisition of Boniversum, a subsidiary of Creditreform, and the strengthening of our strategic partnership with Creditreform. This collaboration not only enhances our presence […]
WeiterlesenCompetence NOW: The DATA LITERACY CHARTA
Data literacy encompasses the data skills that are important for all people in a world shaped by digitalisation. It is an indispensable part of general education. With the Data Literacy Charter, the signatories express the common understanding of data literacy in the sense of comprehensive data literacy and its importance in educational processes. This understanding is in line with the Federal Government’s data strategy and with the Berlin Declaration on the Digital Society.
WeiterlesenThe Cultural Dimension of Cyber Threats
The number of cyber attacks on businesses, governments and individuals is increasing worldwide. The human being in his cultural environment is an important element. Different cultures seem to be associated with different susceptibilities. In its annual management report „The Situation of IT Security in Germany“, the Federal Office for Information Security records a threatening scenario: The number of cyber attacks on the federal government, German industry and private individuals is increasing at an alarming rate. Germany, in particular, is being massively targeted by criminal hackers.
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